Management Liability Insurance

As a Director or Manager of a small-medium enterprise (SME), you are liable to stakeholders including regulators, employees, customers, creditors and other business. Faced with the wrong circumstance, you may be exposed and as a result, liable for actual or alleged breaches of the Corporations Act or other statutes.

At BMS, our team has spent decades working with small and large business to help Directors and Management understand all of the related risks associated with their business.

With extensive experience in our local Australian market as well as a history of working in similar markets internationally, we have a deep knowledge of management risk and the exposure of both business and personal assets.

By committing time to understanding your unique circumstance, our national team is uniquely placed to help you and your business manage risk and provide necessary downside protection.

What does Management Liability Insurance cover?*

The benefits provided by Management Liability Insurance policies can vary. To illustrate the point, the type of cover that your policy may address includes the following:

  • Employment practice liability
  • Directors’ and officers’ liability
  • Crime
  • Corporate liability
  • Statutory liability
  • Defence costs

* This is a summary only. You should refer to the policy wording or product disclosure statement for any policy you are considering purchasing to find out what is and isn’t covered by the policy.

“Penalties awarded against companies and its directors or officers for work health safety breaches have increased by 43% to $22.3 million in one year. Penalties now average $62,000 per company.”

Safe Work Australia Key Work Health Safety Statistics 2014


Shamus Breen

Managing Director - Affinity

Office Contact

Level 4,
360 Little Collins Street,
Melbourne VIC 3000

T: 1800-931-070

Personal Contact

T: +61 (3) 9993-6924
M: +61 (0) 402-165-042
Email Me