Public and Products Liability Insurance

Public and Products Liability insurance helps protect you and your business against the risk of legal liability to clients, customers and the public for injury or damage caused by your business.

At BMS, we appreciate that, whilst Public and Product Liability insurance isn’t mandatory for most businesses, it is recommended for all companies.

As highly experienced insurance specialists, our team is focused on helping you effectively and cost efficiently manage your risk ... we see it as our responsibility to provide the understanding that helps you to make an informed decision as to the right level of public and products liability cover for you and your business.

In 2013, there were close to 32,000 public liability claims made. Of these claims, just over 9,000 were claims for bodily injury. (APRA, Review of Claims Trends for Liability Insurance in Australia, 2014)

Since 2012, the Australian Competition and Consumer Commission (ACCC) has recalled an average of 429 products each year. (Shine Lawyers, ‘China-Australia Free Trade Agreement: potential commercial implications’, 2017)

“Public liability insurance helps protect you and your business against the financial risk of being liable for negligence.”

Australian Government

Public and products liability insurance is an often overlooked policy that can have serious consequences should the cards fall the wrong way.

At BMS, our motivation is to protect your livelihood. This puts us in the right position to discuss and advise on a policy uniquely geared to your personal circumstance.


Shamus Breen

Managing Director - Affinity

Office Contact

Level 4,
360 Little Collins Street,
Melbourne VIC 3000

T: 1800-931-070

Personal Contact

T: +61 (3) 9993-6924
M: +61 (0) 402-165-042
Email Me