Directors & Officers Liability Insurance

At BMS, our team has vast experience working with Directors and Officers. We are perfectly placed to guide you through the risks and provide advice on the cover best aligned to your specific circumstance.

The regulatory environment for Directors and Officers is active and complex. This is especially the case for publicly listed companies, where the risk of a shareholder class action can have a significant impact on a company’s balance sheet.

What many are not aware of is that this risk can be extended to individuals. This means that, irrespective of whether your role is full-time, part-time, honorary or even in a non-executive capacity, you can be held personally liable for business decisions that have otherwise been made in good faith.

Furthermore, even where allegations are unfounded, you will be exposed to the cost of mounting a defence.

Stand-alone D&O policies are designed for larger private companies and/or public companies (unlisted or listed). They are typically split into three coverage sections:

  • Side A Directors Liability
  • Side B Company Reimbursement
  • Side C Entity Securities Coverage

Contact BMS to talk to one of our D&O specialists and secure a personal assessment of your needs, with expert advice on the key risks you need to cover.

“Not all D&O policies are created equal and it is important to understand what cover you have – and, if it’s not the best in class, what you can do to get better terms at an acceptable price.”

source: AICD


Stuart Davies

Managing Director

Office Contact

Level 3,
222 Clarence Street,
Sydney NSW 2000

T: +61 (2) 9165 3511

Personal Contact

M: +61 (0) 413 173 975
Email Me